Terms & Conditions

Effective Date: September 11 2025
‍
Contact: wes@insuranceyeti.com

‍Welcome to Insurance Yeti. By accessing or using our website, services, or materials, you agree to be bound by the following Terms and Conditions. Please read them carefully.

1. Acceptance of Terms

By visiting Insurance Yeti’s website or using our services, you acknowledge that you have read, understood, and agreed to these Terms. If you do not agree, you may not access or use our services.

2. Services Provided
Insurance Yeti connects individuals, families, and businesses with health and life insurance options. We provide marketing, education, and lead generation services for prospective clients and licensed agents. We do not guarantee acceptance into any insurance plan, nor specific performance results for agents or agencies.

3. Use of the Website
You agree to use the website and services only for lawful purposes.
You may not copy, distribute, modify, or exploit content without prior written consent.
Unauthorized use, including attempts to interfere with our systems or misrepresenting your identity, is strictly prohibited.

4. Lead and Agent Services
If you are an agent using our pay-per-lead or booked appointment services, you agree that all leads provided are for your personal business use only and may not be resold or shared.
We make every effort to ensure high-quality leads but do not guarantee conversion rates, client acquisition, or income levels.

5. Intellectual Property
All content on the Insurance Yeti website, including logos, text, graphics, videos, and software, is the property of Insurance Yeti and protected by copyright, trademark, and other applicable laws.

6. Privacy Policy
Insurance Yeti respects your privacy. Information collected through our website or services will be handled in accordance with our Privacy Policy.

7. Delivery Policy
For physical products, Insurance Yeti ships orders using standard delivery methods. Unless otherwise noted at checkout, products typically arrive within 4–7 business days after payment is processed. Tracking details will be provided once your order has shipped.

For digital products and services, access is granted immediately after purchase unless otherwise specified. Credentials, access links, or login details will be delivered to the email address provided at checkout. In some cases (such as courses or training programs), content may be released on a scheduled basis (e.g., one module per week).

8. Limitation of Liability
Insurance Yeti is not responsible for any damages or losses resulting from:
Your reliance on information provided through our services.
Insurance carrier decisions, including claim approvals or denials.
Any interruption, error, or delay in service.

9. Indemnification
You agree to indemnify and hold harmless Insurance Yeti, its founders, employees, and affiliates from any claims, liabilities, or expenses arising out of your use of our services or violation of these Terms.

10. Modifications

We reserve the right to update or modify these Terms at any time. Continued use of our website or services constitutes acceptance of any changes.

11. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law principles.

Contact Us
If you have any questions about these Terms, please contact us at:
📧 wes@insuranceyeti.com